The United Kingdom is changing its Covid-19 travel requirements.  As of October 4, fully vaccinated Americans traveling to the UK will not have to get tested before arrival. Welcome news since the UK is a top destination for Arizona residents.

According to an InsureMyTrip report, the United Kingdom is the 6th most popular international destination for those living in Arizona. 

Covid-19 travel restrictions and warnings can change quickly.  And a trip to the United Kingdom is not cheap. 

On average, it will set you back $4,218.  For this reason, InsureMyTrip recommends travelers protect that investment with a travel insurance policy. 

Getting Covid coverage

InsureMyTrip can help you find coverage for Covid-19 concerns. We have a Covid-19 recommendation tool that has been added to our quote process.  Once your travel insurance recommendations pop up, you can click on the button that says, “Top picks for Covid-19” and find all the plans that address your pandemic-related travel concerns.  

Getting CFAR coverage

Most traditional travel insurance policies do not allow travelers to cancel a because of Covid-19 fears.  The Cancel for Any Reason add-on is really the only way for a traveler to recoup some of their pre-paid, non-refundable trip costs if they decide not to travel because of a spike in cases. 

However, not all trips are eligible for this add-on.  There are some requirements that need to be met.  InsureMyTrip has a new tool that is making it easier for travelers to find out if they are eligible for CFAR.   

Cancel for Any Reason Coverage:

Cancel For Any Reason (also known as: CFAR) is and optional upgrade. CFAR offers the most trip cancellation flexibility and is the only option available to cover Covid-19 travel fear. Full terms of coverage will be listed in state-specific policy. If eligibility requirements are met, reimbursement is typically 50% - 75% of the insured prepaid non-refundable trip cost if all eligibility requirements are met (available in most states).

Note: coverages are governed by the specific plan certificate. Traditional travel insurance does not offer cancellation coverage for fear of travel, whether related to COVID-19 or not. Cancel For Any Reason is required.

About InsureMyTrip

It's simple. InsureMyTrip finds you the right travel insurance plan, every time. InsureMyTrip is the authority on travel insurance. We are committed to empowering travelers to make the best possible insurance decisions by leveraging our technology, data intelligence, and expertise. InsureMyTrip is rated A+ by the Better Business Bureau.

Photo courtesy of Michael Feinstein.

Michael Feinstein


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Gilles Toucas

Michael Feinstein will commemorate Judy Garland’s life on March 20 at Scottsdale Center for the Performing Arts.


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I think it’s fair to say we all want that #fitlife, especially with Spring around the corner — as well as Gaypril on the way. Whether it’s pool season yet or not, everyone would choose to look fit over not looking fit, if they could have it with a snap of their fingers. OK, the vast majority of us would.

If you’ve met me, or have been reading my articles, you know that I live, sleep, eat and breathe fitness; it’s my heart and soul. That being said, I’m here to tell you that the concept of “fitness” is oftentimes tragically misunderstood.

Before you get too aggressive with your goal for pool season, let’s dive a bit deeper into what fitness means on the inside versus what it looks like on the outside, and common misconceptions around this concept.

1. Beware of the cultural pitfalls and misleading information around fitness.

Most of the bodies you see in the media are probably not real, they just look very convincing. As a trainer who also moonlights as a photographer and Photoshop wizard, I’m telling you that it is incredibly easy to alter pictures in materially misleading ways. Once you know the tricks of the trade, the imposters are easily spotted. But that’s not what this is about.

The point is: to the untrained eye, it can be devastatingly defeating to see such impossible standards. It seems as though the cultural pressure to look a certain way, to look perfect, has spread all the way from runway models to fitness novices with the help of smartphone apps.

The truth is that we fitness models look that cut, and that lean for only a couple days at a time. That’s it! In many cases, months or even close to a year of training, dieting and programming all go into looking like that for ONE day. Let that sink in for a second. Day to day, I am less cut, less tan and much flatter muscularly than what you see in some of my pictures. That’s just the nature of the beast. So, when you have a bad day on the scale, in the mirror or in any other scenario, remember that we’re all human and that the most legitimate photos you’re comparing yourself against were from someone’s very best day. That should help to keep things in perspective.

2. Most people want the results, without actually doing the work.

Fitness is not six pack abs, it’s not superficial, it is not temporary and it’s not an isolated phase in your life. Further, fitness is not something you do for someone else, do to spite someone else or even to impress someone else.

Fitness is confidence, toughness, dedication, coordination, power, balance, speed, strength (both literally and figuratively) and persistence in the face of all obstacles. This includes control over your attitude, your mood, your sleep, your schedule, your diet and other aspects of your life. This means getting that workout in when you least feel like it.

It’s not easy, and it’s definitely a grind that has good and bad days. You must show up and keep working on the days you’re tired, stressed, rushed, defeated, doubtful, afraid and so on. The days you actually have to overcome something instead of just checking your workout off your to-do list are the days you have the greatest opportunity to really make progress, push your body and see the most improvement.

3. Fitness is really an internal mindset. The external physique is the fringe benefit.

I’ve said this time and time again, and it might sound strange coming from such an aesthetic-focused trainer, but you are not your body. Your body is a tool, it’s a means to an end, to express your internal mindset, belief system, discipline and dedication to your workout program. Your physique will come and go. Your strength will come and go. Your abilities will wax and wane depending on what you’re training for at the time.

The outside will, and should, be always changing, but the inside is what we’re really after here. Good trainers want to train you to believe in yourself when sh*t gets hard. We want to train you to be resilient in the face of injury, obstacles and other setbacks. We want you to set ambitious goals and shoot for the moon because you can get there with smart programming and relentless will (do yourself a favor and ditch the crash diets and the photo editing software).

So, as you make your spring preparations for swimsuit season, try focusing on developing a sterling, unshakeable internal character and the muscles will come along the way, this I promise you.

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